If you are living in America and/or are an America citizen, take advantage of being free to pursue whatever makes you happy. Life is short. We can all plan for retirement, we can all set the best plans, we can all someday enjoy life ... but we can all have something bad happen along the way. That would suck. What a waste. Go for life now! On the death bed, you never hear anyone say, "Damn, I wish I had worked just one more day!"
I once read something to this effect:
Plan like you will live forever, live today like it is the last day of your life.
Happy 4th of July!